LOAN PROGRAMS

Our goal is educate our clients on the wide variety of loan products we offer. We believe a sound understanding of each loan program is an integral part of making the right selection the first time you finance. Making informed product selections can save you thousands in avoidable refinancing fees and monthly payments over time.

Below is a List of Loan Programs we offer, but are not limited to:
	Conventional Fixed Rate Mortgages (40, 30, 15, and 10 Year Amortizations)
	30 Year Fixed Interest Only Loans (10/20 and 15/15)
	Adjustable Rate Mortgages (ARMs, 3, 5, 7, and 10 years)
	Interest Only Adjustable Rate Mortgages
	My Community Mortgages (100% and 97% Financing)
	Jumbo Loans up to $4,000,000 (30 and 15 year fixed)
	Interest Only Jumbo Loans (10/20 and 15/15)
	Jumbo ARMs
	Fixed Second Mortgages and Home Equity Lines of Credit
	Construction Loans
	Land Loans
	Alt-A and Sub Prime Loans
	Stated Income and Stated Asset Loans
	Investor and Second Home Financing
	First Time Homebuyer Financing

If you have any questions regarding any of the products we offer or what loan program may be right for you, don’t hesitate to contact us at 808-531-5626.

All loan programs can be inserted into our customizable financing options sheets. These options will give you an estimated breakdown of the costs, fees, cash due at closing, and monthly payments involved in financing a purchase or refinancing