ADV1 LogoPalm Tree 1188 Bishop Street, Suite 1309
Honolulu, Hawaii 96813
Business: (808) 531-5626
Fax: (808) 593-4433
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Larry
Larry Cutwright
President
Cell: 808.228.5626
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Kyle Cutwright
Senior Loan Officer
Cell: 808.779.5953
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Call For Today's Rate

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PREQUALIFICATION (For Home Purchasers)

It is extremely advantageous to get pre-qualified before submitting an offer on a property you intend to purchase. A prequalification letter is a letter which states that you are qualified for the loan amount consistent with the terms you include in your offer. Offers submitted with pre-qualification letters tend to be stronger and viewed more seriously by the seller’s side as they will be confident in the buyer’s ability to qualify for a loan, greatly reducing the possibility that the purchase will fall through.

If you’re planning to submit an offer or just looking at properties but would like to know how much you are qualified for, please contact us at 808-531-5626 for assistance and we can begin the prequalification process today! It only takes minutes.

PREAPPROVAL

Preapproval letters are much stronger than prequalification. To get preapproved, we will need a completed loan application. We will also need to verify your income and reserves listed on the application. Call for more details.
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